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Avoid These Common Mistakes After Applying for a Mortgage

If you’re getting ready to buy a home, it’s exciting to jump a few steps
ahead and think about moving in and making it your own. But before you get
too far down the emotional path, there are some key things to keep in mind
after you apply for your mortgage and before you close. Here’s a list of
things to remember when you apply for your home loan.

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Retiring Soon? Why Moving Might Be the Perfect Next Step Fro…

Retiring Soon? Why Moving Might Be the Perfect Next Step From 1985 to 2008, the typical length of time property owner usually remained in their homes was just 6 years. In addition, if you’ve stayed in your home for more than a number of years, you’ve more than likely built-up significant equity that can sustain…

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How to Choose the Right Location for Your Dream Property Abroad

Discover how to choose the perfect location for your dream property abroad
with expert tips on lifestyle, costs, culture, and more!

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Does A Swimming Pool Boost or Hurt Your Home’s Value? If you…

Does A Swimming Pool Boost or Hurt Your Home’s Value? If you’re providing, ensuring that the landscaping around the swimming pool matches the swimming pool in both design and design can be a huge advantage. If you prepare to set up a swimming pool on your residential or commercial property, think about examining with your…

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Boomers Moving Will Be More Like a Gentle Tide Than a Tsunami

Have you heard the term “Silver Tsunami” getting tossed around recently? If
so, here’s what you really need to know. That phrase refers to the idea
that a lot of baby boomers are going to move or downsize all at once. And
the fear is that a sudden influx of homes for sale would have a big impact
on housing. That’s because it would create a whole lot more competition for
smaller homes and would throw off the balance of supply and demand, which
ultimately would impact home prices.

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2 of the Factors That Impact Mortgage Rates

2 of the Factors That Impact Mortgage Rates If you’re seeking to purchase a home, you’ve most likely been paying attention to home mortgage rates. Over the last number of years, they struck record lows, rose significantly, and are now dropping back down a bit. Ever wonder why? The response is made complex due to…

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Home Prices Are Climbing in These Top Cities

Thinking about buying a home or selling your current one to find a better
fit? If so, you might be wondering what’s going on with home prices these
days. Here’s the scoop.

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What to Know When Relocating to Florida for Retirement

Florida is the leading retirement destination in the U.S., partly due to its tantalizing tax breaks. However, it’s not the only option in town. More people are choosing to spend their golden years in non-Floridian cities. If you still want to move into the Sunshine State when you hit 62, you should consider various factors to make a clear-headed decision about this significant life change.Is Florida Losing Its Appeal to Retirees?Make no mistake about it — the Land of Flowers continues to attract the most golden-agers crossing state lines for retirement. In 2022, it magnetized 11.8% of out-of-state pensioners in the nation and the only one to grab a share above 10%.However, Florida doesn’t have the distinction of hosting the most number of people aged 65 and above, nor does it record the highest percentage of seniors relative to its population. Two reasons can explain these phenomena.CompetitionFloridian towns aren’t as compelling to some retiring baby boomers as other American cities. Austin takes the cake, seeing its population of adults over 65 ballooned by 90.4% from 2010 to 2020. The other big gainers were:Boise, IdahoAtlanta, GeorgiaRaleigh-Durham, North CarolinaHouston, TexasCharleston, South CarolinaATX has a booming tech hub. The influx of young people relocating to the Texas capital for employment opportunities has inspired an inundation of oldsters.In 2021, Mesa, Arizona, tallied a net migration of over 3,600 older residents — the country’s highest. Henderson, Nevada, netted over 1,600 while San Antonio had over 1,100. Rounding out the top five were North Las Vegas, Nevada, and Boise, Idaho, with over 1,000 net retirees each.The biggest selling point of the Valley’s gateway is its climate. It’s warm and low-humidity — a comforting combination for old-timers. Plus, it’s conveniently close to Phoenix while costing significantly less.Aging in PlaceWith a median age of 44.7 years old, Maine is the oldest state in the country. Although its retirement-age population is small by national standards, seniors represent 21.8% of its citizenry. What’s more, most of the boomers calling it home are local-born. Mainers exemplify aging in place more strongly than any other Americans.A 2022 survey found that 88% of U.S. adults aged 50-80 believe staying in their houses for as long as possible is important. Most of Florida’s retirees originate outside its borders. The peninsula may receive fewer retirees in the future if the positive sentiments toward aging in place remain pervasive.3 Things to Consider Before Moving to Florida for RetirementOther states and cities are gaining a reputation for being retirement paradises, but it doesn’t mean Florida has gotten undesirable. It remains on its throne because no other place can offer a better package for retirees.Still, the Citrus Capital appeals only to specific seniors. Use these three factors as a litmus test for its suitability for you.1. Cost of LivingThe Orange State is the nation’s fastest-growing, but it’s bigger than census data suggests. It appeals to students, entrepreneurs, workers and snowbirds, not just retirees. Plus, it’s the most touristy state — more than 137 million people visited it in 2022. The larger the crowd, the more expensive goods and services can be.The massive number of people wanting to live or stay in Florida has resulted in scorching local real estate markets. Home values average $383,000, but they can surpass $560,000 in Miami and other urban centers. Insurance premiums can also be pricey due to the state’s susceptibility to catastrophes.Rent in Florida can go through the roof. Notable rental markets, such as Orlando, Palm Bay, Tampa, Cape Coral and North Port, exceed the national average, rendering many residents considerably rent-burdened.Food and health care can also be expensive in the Everglade State. While the theme park capital of the world has plenty of entertainment options, the price of watching movies, visiting amusement parks and experiencing live sports games can be steep.Although the state has diverse modes of public transportation in metro areas, the typical Floridian owns a private vehicle. You can go electric to avoid gas expenses, but monthly utilities, including electricity, in the state are higher than in many parts of the country.Considering Florida’s cost of living, converting some of your assets into cash before moving may be wise. Decide which properties to leave your heirs and which ones to sell. The least burdensome assets for your loved ones to cash in are prime candidates for liquidation. Putting them on the block can expose them to more serious buyers, sell them quickly and get as much value from them as possible.2. WildlifeThe Manatee State has world-class natural wonders, but its breathtaking landscape can harbor terrifying fauna. Depending on where you stay, you may encounter alligators, bears, panthers, herons, pelicans, snakes or dolphins.Many of these creatures are usually no threat to humans unless they feel threatened. They can be dangerous, but they won’t bite if you get out of their way and treat them respectfully. They’re Florida natives, so learn how to coexist with them.As a general rule, avoid intruding into their habitats to discourage them from becoming territorial. Also, limit your interactions with them. They’re wild animals, so you can’t expect them to be tame or tolerant of humans.3. WeatherFlorida goes by the nickname the Sunshine State for a reason. It gets 230-250 days of sunshine yearly. These days can be humid but pleasant news if you’re outdoorsy and love to socialize. However, the other days can be menacing.Florida gets the most hurricanes out of all the states. About two to three make landfall in its southernmost region. Category-3 Hurricane Idalia — the only landfalling hurricane the country saw in 2023 — got close to Keaton Beach, causing up to 12 feet of storm surge inundation and flooding the southeast with heavy downpours.Floridian cities are some of the most vulnerable to climate change, too. Rising sea levels and frequent coastal flooding will exacerbate the usual natural disasters the Hurricane State endures once the effects of global warming are in full swing.Coastal waters surpassed the flooding thresholds of Fernandina Beach, Cedar Key, Pensacola, Mayport and St. Petersburg for more days on average from 2013 to 2022 than they did from 1950 to 1959. These figures indicate the sea had been encroaching on these communities more frequently — evidence of worsening climate change. Frequent coastal flooding threatens the Florida residents’ health and safety and the structural integrity of waterfront properties.Regarding seasons, the Gulf State’s climate is too mild to notice changes between spring, summer, fall and winter. If you love how the environment transforms as seasons roll around, Florida may not be for you.Should You Start Your Life’s Next Chapter in Florida?The Retirement State doesn’t have it all, but millions of pensioners consider it the closest to perfection. If what Florida offers suits your lifestyle and budget, you’ll have the time of your life there.

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The First Step: Getting Pre-Approved for a Mortgage [INFOGRA…

The First Step: Getting Pre-Approved for a Mortgage [INFOGRAPHIC]>> . Some Highlights If you’re trying to find to purchase a home in 2024, getting pre-approved is a necessary piece of the puzzle. Home home mortgage pre-approval suggests a loan company checks your financial resources and selects merely just how much you’re accredited to get. As…

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When you’ve moved in, individualizing your location is essen…

When you’ve moved in, individualizing your location is essential in making it feel like home for kids and family animals. When moving homes approaches also looking beyond your domestic or commercial home lines, focusing on features for animals and kids. By prioritizing centers for kids and animals when moving homes, you’re building a foundation for…

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Quick Property Search

How Mortgage Rates Affect Your Monthly Payment

By | January 10, 2025 | 0 Comments

Experts say rates will come down slightly in the year ahead – but some
volatility is expected. So, you shouldn’t try to time the market. Instead,
it’s better to focus on how even a small change impacts your future
mortgage payment. As rates come down, even a little bit, your monthly
payment on your next home will too. Want to see what this looks like at a
different price point? Let’s connect.

5 Unique Roof Designs To Inspire Your California Dream Home

By | January 10, 2025 | 0 Comments

Redefine your dream home with five roof styles that embody the charm of
California living. Explore style, function, and inspiration for your
property.

Mortgage Forbearance: A Helpful Option for Homeowners Facing Challenges

By | January 9, 2025 | 0 Comments

Let’s face it – life can throw some curveballs. Whether it’s a job loss,
unexpected bills, or a natural disaster, financial struggles can happen to
anyone. But here’s the good news. If you’re a homeowner feeling the
squeeze, there’s a lifeline that many people don’t realize is still
available: mortgage forbearance.

What To Save for When Buying a Home

By | January 9, 2025 | 0 Comments

Knowing what to budget for when buying a home may feel intimidating — but
it doesn’t have to be. By understanding the costs you may encounter
upfront, you can take control of the process.

How To Tip Your Food Delivery Driver Properly?

By | January 8, 2025 | 0 Comments

Tipping your food delivery driving force is part of the procedure for
making sure that they get appropriately compensated for his or her career.
An excellent tip reflects respect for his or her tough paintings and
promotes fine relations.

Expert Forecasts for the 2025 Housing Market

By | January 7, 2025 | 0 Comments

Wondering what’s in store for the housing market this year? And more
specifically, what it all means for you if you plan to buy or sell a home?
The best way to get that information is to lean on the pros.

Time in the Market Beats Timing the Market

By | January 6, 2025 | 0 Comments

Trying to decide whether it makes more sense to buy a home now or wait?
There’s a lot to consider, from what’s happening in the market to your
changing needs. But generally speaking, aiming to time the market isn’t a
good strategy – there are too many factors at play for that to even be
possible.

Is This the Year to Sell My House?

By | January 6, 2025 | 0 Comments

If one of the questions you’re asking yourself is, “Should I sell my house
this year?” consumer sentiment about selling today should boost your
confidence in the right direction. Even with the current health crisis that
continues to challenge our nation, Americans still feel good about selling
a house. Here’s why.

Today’s Homebuyers Want Lower Prices. Sellers Disagree.

By | January 6, 2025 | 0 Comments

The uncertainty the world faces today due to the COVID-19 pandemic is
causing so many things to change. The way we interact, the way we do
business, even the way we buy and sell real estate is changing.

Looking to the Future: What the Experts Are Saying

By | January 6, 2025 | 0 Comments

As our lives, our businesses, and the world we live in change day by day,
we’re all left wondering how long this will last. How long will we feel the
effects of the coronavirus? How deep will the impact go?